Is it compulsory to have mopeds insurance in Vietnam?

Nội dung chính

• Is it permissible to ride mopeds without mopeds insurance in Vietnam?
• What are the fines for not having mopeds insurance in Vietnam?

Is it permissible to ride mopeds without mopeds insurance in Vietnam?

As prescribed in Point d, Clause 2, Article 58 of the Law on Road Traffic in 2008, the drivers shall carry the following papers when operating a vehicle: 

a/ Vehicle registration paper;

b/ Driver license, for motor vehicle operators defined in Article 59 of this Law;

c/ Technical safety and environmental protection inspection certificate, for motor vehicles prescribed in Article 55 of this Law;

d/ Motor vehicle owner civil liability insurance certificate. 

As regulations above, you shall carry mopeds insurance (Motor vehicle owner civil liability insurance certificate) when riding mopeds. Besides, you must carry all above papers to avoid facing administrative sanction. 

What are the fines for not having mopeds insurance in Vietnam?

Pursuant to Article 21 of the Decree 100/2019/NĐ-CP (amended by Clause 11, Article 2 of the Decree 123/2021/NĐ-CP) stipulating penalties for violations against regulations on qualification for operating motor vehicles in Vietnam as follows:

1. A person from 14 to under 16 years of age that operates a motorcycle or moped (including electric moped) and motorcycle-like vehicles or motor vehicle and the like and tractor shall receive a warning.

2. A fine ranging from VND 100,000 to VND 200,000 shall be imposed upon:

a) Any person operating a motorcycle or moped and the like without carrying an unexpired certificate of civil liability insurance for motor vehicles; or

b) Any person operating a motorcycle or moped and the like without carrying the certificate of vehicle registration; or

c) Any person operating a motorcycle and the like without carrying a driver’s license, except for the offences specified in point b clause 5 and point c clause 7 of this Article.

3. A fine ranging from VND 200,000 to VND 400,000 shall be imposed upon:

a) Any person operating a motor vehicle and the like or tractor without carrying a driver’s license, except for the offence specified in point c clause 8 of this Article; or

b) Any person operating a motor vehicle and the like or tractor without carrying the certificate of vehicle registration (including trailer and semi-trailer); or

c) Any person operating a motor vehicle and the like or tractor without carrying the certificate of technical and environmental safety inspection (if required, including trailer and semi-trailer).

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As regulations above, anyone riding a moped without carrying mopeds insurance shall be fined from VND 100,000 to VND 200,000

Best regards!