Headlines 20/05/2026 10:13 SA

Vietnam’s new regulations on cashless payment documents for deferred and installment payments exceeding VND 5 million

Hoàng Quyên

On May 5, 2026, the Government of Vietnam promulgated Decree No. 144/2026/ND-CP on amendments to a number of articles of Decree No. 181/2025/ND-CP elaborating on the implementation of a number of articles of the Law on Value-Added Tax, which includes amendments to regulations on cashless payments for deferred and installment payments.

Input VAT on deferred and installment purchases exceeding VND 5 million may still be credited before payment becomes due

Vietnam’s Decree No. 144/2026/ND-CP supplements new regulations on cashless payment documents in certain special cases.

Specifically:

For goods and services purchased on deferred payment or installment terms with a value of VND 5 million or more, business establishments shall rely on written contracts for purchase of goods and services, VAT invoices, and cashless payment documents for such deferred or installment purchases  to credit input VAT.

Where cashless payment documents are not yet available because the payment due date under the contract or contract appendix has not yet arisen, the business establishment may still credit input VAT.

By the payment due date under the contract or contract appendix, if the business establishment does not possess cashless payment documents, it must declare and adjust downward the amount of deductible input VAT corresponding to the value of goods and services without cashless payment documents in the tax period in which the payment obligation arises under the contract or contract appendix.

Where, after making such an adjustment, the business establishment subsequently obtains cashless payment documents, it may declare and credit input VAT corresponding to the value of goods and services supported by cashless payment documents in the tax period in which such documents are obtained.

See more details in Decree No. 144/2026/ND-CP effective as of June 20, 2026. 

>> CLICK HERE TO READ THIS ARTICLE IN VIETNAMESE

Above are the summary and notification of new documents for customers of THU VIEN PHAP LUAT. For more information, please send an email to [email protected].

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