Headlines 18/09/2018 07:50 SA

Banks are bound to protect confidentiality of client’s information

Thanh Trúc

On September 11, 2018, the Government issued the Decree No. 117/2018/ND-CP on protection of confidentiality and provision of client’s information by credit institutions and foreign bank branches.

Pursuant to this Decree, protection of confidentiality and provision of client’s information by credit institutions and foreign bank branches will adhere to the following principles:

- Client’s information must be kept confidential and will be provided if required by laws. 

- Refuse to provide client’s authentication information to any entity, organization or individual unless such provision is authorized in writing by that client or in any other form as agreed upon. 

- Regulatory bodies, organizations and individuals may request clients to provide their information only if required by laws or accepted by these clients and must be responsible for that request.

- Regulatory bodies, organizations and individuals must ensure a client’s information is confidential, use information to serve the predetermined purposes upon request and must not be entitled to provide such information to the third party without the client's approval.

- Regulatory bodies, organizations and individuals must store and deposit a client's information, application for provision of information, delivery and receipt of client’s information in accordance with laws.

The Decree No. 117/2018/ND-CP will enter into force from November 1, 2018 and replace the Decree No. 70/2000/ND-CP dated November 21, 2000.

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